Loan Calculator
Work out the monthly repayment, total interest and total cost of a loan from the amount, the interest rate and the term.
Amount · RATE · TERM
Runs in your browserOpen tool
Calculators
Mortgage Calculator
Estimate the monthly mortgage payment, total interest and cash needed upfront for a home, with Dubai's transfer fee included.
- Runs in your browser
- Works on mobile
- In: PRICE, Down payment, RATE, TERM, Transfer fee
- Out: Monthly payment, Loan amount, Total interest, Cash upfront
Inputs
AED
%
%
years
%
The Dubai Land Department transfer fee is 4% of the price. Other emirates and countries differ.
Result
Monthly payment
AED 6,669.99
- Loan amount
- AED 1,200,000.00
- Number of payments
- 300
- Total interest
- AED 800,996.92
- Cash upfront (deposit + transfer fee)
- AED 360,000.00
- Total cost over the term
- AED 2,360,996.92
Excludes bank arrangement and valuation fees, mortgage registration, agency fees and insurance. UAE banks must follow Central Bank loan-to-value limits, so the minimum down payment depends on the price, your residency and whether it is your first home.
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About Mortgage Calculator
Enter the property price, your down payment, the interest rate and the term. The calculator works out the loan amount, the monthly repayment, the interest over the term and the cash you need at the start, including the Dubai Land Department transfer fee (4% of the price by default - set it to 0 outside Dubai).
It assumes a fixed rate for the whole term. Most UAE mortgages are fixed for a few years and then variable, and banks add valuation, arrangement and registration fees, so treat this as a planning figure.
How to use it
- 1Enter your figures. The result updates as you type.
- 2Change the currency if you need to.
- 3Copy the result, or share a link that opens the same calculation.
Questions
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