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Calculators

Loan Calculator

Work out the monthly repayment, total interest and total cost of a loan from the amount, the interest rate and the term.

  • Runs in your browser
  • Works on mobile
  • In: Amount, RATE, TERM
  • Out: Monthly payment, Total interest, Total repaid

Inputs

AED
%
years

Result

Monthly payment

AED 2,348.50

Number of payments
48
Total repaid
AED 112,728.14
Total interest
AED 12,728.14

Assumes equal monthly payments and interest charged monthly on the outstanding balance (rate ÷ 12). Bank processing fees, insurance and early-settlement fees are not included.

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About Loan Calculator

Enter the amount you want to borrow, the annual interest rate and the term. The calculator uses the standard amortisation formula for a loan repaid in equal monthly instalments and shows the monthly payment, the total interest and the total repaid.

Flat-rate loans, which some UAE lenders quote for personal and car loans, charge interest on the original amount for the whole term and cost more than the same headline rate on a reducing balance. This calculator assumes a reducing balance; use the effective rate your bank quotes (the APR). Fees are not included.

How to use it

  1. 1Enter your figures. The result updates as you type.
  2. 2Change the currency if you need to.
  3. 3Copy the result, or share a link that opens the same calculation.

Questions

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